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Some students are strongly opposed to having a credit card. Sometimes this opposition is based on family values and sometimes on fear. Other students argue that in today's world it is almost impossible to live without a credit card and that credjt is often better than cash. Ask a group of students their opinions on the use of credit. Wha t percentage of the students fall into the credit card avoidance category, and what percentage thinks a credit card is essential? What is your opinion on this issue? Use this information as the basis for a short class discussion and debate.

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