Using the Future Value of an Annuity table provided in the course notes, solve the following Your job allows you to invest $1,000 per month, which you do every month for 20 years and you are able to earn 8%. What will be the value of this annuity investment at the end of 20 years? 4 Using the Present Value of an Annuity table provided in the course notes, solve the following: You are given the choice of receiving $1,000 today, or $120 per year for 10 years. The interest rate is 5%. Which is the better choice? It would be better to accept $1,000 today.